Banking Services

                                                                  Wire Instructions

Receiver Bank:                                                      CROSSROADS BANK

                                                                                   406 West Grand Ave.

                                                                                   Yoakum TX  77995

                                                                                   ABA Routing #: 114917924

Final Credit:

Customer Name:____________________________________________

Account Number:___________________________________________

Amount:____________________________________________________

Any questions, please call the Wire Department in Yoakum at 361-293-7455.

DIRECT DEPOSIT

Waiting for your check in the mail or wondering where it might be? Enjoy the security and worry-free convenience of direct deposit. With direct deposit, your checking or savings account will be credited automatically, so you can be sure your funds will be there when you need it! Call our new accounts departments for more information.

SAFER. EASIER.

To set up direct deposit for your Social Security check or SSI check, sign up with GO Direct by calling 1-800-333-1795 or visit www.godirect.org .

Night Depository

Make a deposit, loan payments or drop off important papers any time-day or night-with our convenient, secure night depository located at our Main office or our branch offices in Moulton and Victoria.

Automatic Transfers

We can help you save by automatically transferring a pre-determined amount of money from your checking to your savings account on a monthly basis. You may also use this feature for overdraft protection. Simply set up your savings account as a transfer account to your checking and if you accidentally overdraw your account, increments of $50 will be transferred to cover the overdraft amount. You may also use this service to make your loan payments each month.

Account Activity Printouts

For a small fee, get a printout of all deposits and withdrawals from your account at any time without having to wait for your next scheduled statement. Simply stop by and ask for an account activity printout.

Cashiers Check

Use a cashier’s check on occasions when a check will not be accepted.

As a customer you may use a cashier's check instead of a personal check to guarantee that your funds for payment are available. A cashier's check is secured because the amount of the check must first be deposited by the individual into the issuing institution's own account. The person or entity to whom the check is made out is then guaranteed to receive the money when cashing the check.

Safe Deposit Boxes

Rent a safe deposit box to help protect valuables such as jewelry, family treasures, important documents against fire, theft and other disasters. Safe deposit boxes are located at our home office and branch location. Size and availability may vary at each location.

** Safe deposit boxes not available at our Victoria branch location