Savings

Our savings account offers businesses an easy way to save with a competitive rate and low fees.

Hometown Savings

  • $50 minimum opening deposit.
  • $100 minimum daily balance.
  • $5.00 quarterly service charge if minimum daily balance is not maintained.*
  • Quarterly statements provided.
  • Interest accrues daily and paid quarterly.
  • Excessive withdrawals over six (6), during a calendar quarter, made by POS payment or by draft/third party transfers will be assessed a $2 per item fee.
  • Free On-line Banking or 24-hour Tele-Bank line.
For more information on our savings account, please contact one of our new account representatives.

Tiered rate Money Market Investors Account

Crossroads Bank offers you a great rate with the flexibility of limited check writing. The higher your balance the more interest you earn with our Tiered rate Money Market Account!

  • $50.00 minimum opening deposit.
  • The minimum balance on your money market account is $2,500.00.
  • A minimum balance fee of $10 will be imposed if the daily balance falls below $2,500.00 any day during the monthly statement cycle.
  • Excessive withdrawals over six (6) from your account each 4-week or similar period  made by check, POS payment, or by draft/third party transfer will be assessed a $5.00 per item fee.
  • Transfers and withdrawals made in person, by mail, at an ATM or in-house by automatic or telephone transfer agreement are unlimited.
  • Free ATM card
  • Free Online Banking or 24-hour Tele-bank line.
  • Starter kit of 50 checks free at account opening.
Earns interest based on the following tiers:
  • .01 to 2,499.99
  • $2,500.00 to 99,999.99
  • $100,000 +