Savings
Our savings account offers businesses an easy way to save with a competitive rate and low fees.
Hometown Savings
- $50 minimum opening deposit.
- $100 minimum daily balance.
- $5.00 quarterly service charge if minimum daily balance is not maintained.*
- Quarterly statements provided.
- Interest accrues daily and paid quarterly.
- Excessive withdrawals over six (6), during a calendar quarter, made by POS payment or by draft/third party transfers will be assessed a $2 per item fee.
- Free On-line Banking or 24-hour Tele-Bank line.
For more information on our savings account, please contact one of our new account representatives.
Tiered rate Money Market Investors Account
Crossroads Bank offers you a great rate with the flexibility of limited check writing. The higher your balance the more interest you earn with our Tiered rate Money Market Account!
- $50.00 minimum opening deposit.
- The minimum balance on your money market account is $2,500.00.
- A minimum balance fee of $10 will be imposed if the daily balance falls below $2,500.00 any day during the monthly statement cycle.
- Excessive withdrawals over six (6) from your account each 4-week or similar period made by check, POS payment, or by draft/third party transfer will be assessed a $5.00 per item fee.
- Transfers and withdrawals made in person, by mail, at an ATM or in-house by automatic or telephone transfer agreement are unlimited.
- Free ATM card
- Free Online Banking or 24-hour Tele-bank line.
- Starter kit of 50 checks free at account opening.
Earns interest based on the following tiers:
- .01 to 2,499.99
- $2,500.00 to 99,999.99
- $100,000 +