Checking

Every new business checking account includes:

• FREE Business Debit Card
  
• FREE Online Banking
  
• FREE Bill Pay
• FREE Mobile Banking
  
• FREE eStatements with online check images
  
• FREE thank you gift
  
• BUY BACK of your unused checks and debit cards from another financial institution **
  

**$10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.

Totally Free Business Checking

This business checking is perfect for most small businesses! You'll save with no monthly service charge and no minimum balance requirement.

• No minimum balance
  
• No monthly service charge
  
• 1000 FREE monthly transaction items *
  
• $50.00 minimum opening balance

* Transaction items include all debits and credits. If the Totally Free Business or Business Interest account exceeds 1,000 free monthly transactions, the account may be converted to another checking product.
* We reserve the right to substitute a gift of similar value. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening.
**$10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.

Business Interest Checking

This is a great business account for those looking to keep larger balances!

• Competitive interest
  
• 1,000 FREE monthly transaction items*
  
• Only $5,000 minimum balance to avoid a low monthly fee of $10.00
• Up to $10,000 coin and currency deposited per month FREE*
• $50.00 minimum opening balance

* Transaction items include all debits and credits. If the Totally Free Business or Business Interest account exceeds 1,000 free monthly transactions, the account may be converted to another checking product. 

*Includes coin and currency. If the Totally Free Business or Business Interest Account exceeds $10,000 in monthly coin and currency deposits, the account my be converted to another checking product. 

* We reserve the right to substitute a gift of similar value. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening.
**$10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.

Commercial Checking

This account is designed for businesses with more complex banking needs.

• Earnings credit allowance on deposit balances may offset activity fees
  
• Only $15 monthly service charge
  
• Transaction items are just .15 cents each *
  
• Coin and currency deposits just .50 cents per $1,000
• $50.00 minimum opening balance

* Transaction items include all debits and credits. If the Totally Free Business or Business Interest account exceeds 1,000 free monthly transactions, the account may be converted to another checking product.

* We reserve the right to substitute a gift of similar value. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening.
**$10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.

To assist in opening your new account, we may request the following:

Sole Proprietor

• SSN or TIN of Owner
  
• Assumed Name Certificate or Fictitious Business Name may be required.
  

Limited Liability Company

• TIN of LLC
  
• Articles of Organization/Certificate of Filing and Formation
  
• Operating Agreement
  

Partnership

• TIN of Partnership
  
• Partnership Agreement
  
• Certificate of Partnership
  

Not-For-Profit Organization

• TIN of organization
  
• If incorporated, follow corporation guidelines
  
• If tax exempt, IRS documentation or tax return
  
• If not tax exempt, authorization letter
  

Corporation

• TIN of Corporation
  
• Certificate of Formation and Filing
  
• Assumed Name Certificate or Fictitious Business Name may be required.